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Current Accounts

Credit Scoring Explained

Whenever you apply for a loan or a mortgage, or any other type of credit arrangement such as a mobile phone contract, the lender will want to know if you are able to repay the debt. To seek clarification on this point, they will – besides asking you numerous questions – apply to a credit ratings agency (CRA) for details of your credit score.…

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Switching Current Accounts

Most people stick with their bank account for long periods of time, even if they are unhappy with the service being offered. The reasons for this are numerous; perhaps they believe that changing banks is too complicated, or even that all banks are ultimately the same anyway. However, switching current accounts is, in actual fact, not as difficult as many people think and can have huge financial benefits – especially …

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Choosing the Right Current Account

For most of us our current account is the one we use every day without even thinking about it. It’s the account into which our salary is paid and from which we pay our direct debits and standing orders. This is also the bank account most of us use to pay our bills, shop with a debit card and withdraw money from the cash point.…

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An Introduction to Student Bank Accounts

Finances can be extremely tight for students; especially given the global financial crisis, recent rises in tuition fees and the difficulty many young men and women are currently facing in finding work. At certain times of the year, such as when books are required for study, or towards the end of a student loan period, it can be difficult to make money last. It it, therefore, worthwhile to take advantage …

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